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Identity Theft

Identity theft has been a hot topic for a number of years. We frequently hear news stories and wonder, "Can that happen to me?" Identity theft can happen to anyone, but there are ways to protect yourself.

Here are a few helpful suggestions to prevent or detect Identity Theft:

  • Check your credit report and review it for accuracy
  • Review your bills and statements on a regular basis
  • Shred items containing personal sensitive information versus placing them in the trash
  • Use caution when giving out personal information
  • Report lost or stolen checks, debit cards or credit cards immediately

For up-to-date information and articles on Identity Theft please review www.bankersonline.com.

If you believe you are a victim of identity theft - there is help:

  • Contact the fraud departments of the 3 major credit bureaus:
    Equifax: 800.525.6285
    Experian: 800.397.3742
    TransUnion: 800.680.7289

  • Notify your financial institution
  • Inform your credit issuers
  • File a police report with your local law enforcement agency

For additional information and advice you can call the Federal Trade Commission (FTC) Identity Theft Hotline toll-free at 877.IDTHEFT (438.4338) or visit their ID Theft Website.

This information is referenced from HMI/CBA 2003.