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Deposit Rates With Integrity

Rates Effective as of April 26, 2013

To view rate information click on the links below.

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  • REWARD Checking
    REWARD Checking Interest Rate APY*
    $.01 - $25,000.00 1.99% 2.01%
    $25,000.01 & Higher .25% .25%
    Qualifications not met .10% .10%

    Minimum deposit to open $100.00:

    Requirements to receive 2.01% APY interest:

    • Have 10 or more POS* Debit Card transactions that clear the account during the qualification cycle.***
    • Accept electronic delivery of monthly statement (E-Statement). Requires valid email address.
    • Have at least one direct deposit or direct debit clear the account during the qualification cycle.***
    *** "Qualification cycle" means a period beginning one business day prior to the first of the current statement cycle through one business day prior to the close of the current statement cycle. (one day asynchronous - no weekend processing)
  • NOW - Personal
    NOW - Personal Interest Rate APY*
    $0.00 - $2,499.99 .20% .20%
    $2,500.00 & Higher .20% .20%

    Minimum deposit to open $100.00:

  • Business NOW Accounts
    Business NOW Account Interest Rate APY*
    $0 - $999.99 .20% .20%
    $1,000.00 - $14,999.99 .20% .20%
    $15,000.00 & Higher .20% .20%

    Minimum deposit to open $500.00:

  • Personal Money Market Checking
    Personal Money Market Checking Interest Rate APY*
    $0.00 - $9,999.99 .25% .25%
    $10,000.00 - $49,999.99 .30% .30%
    $50,000.00 - $99,999.99 .50% .50%
    $100,000.00 - $499,999.99 .65% .65%
    $500,000.00 & Higher .80% .80%

    Minimum deposit to open $1,000.00:

  • Commercial Money Market
    Commercial Money Market Interest Rate APY*
    $.01 - $14,999.99 .30% .30%
    $15,000.00 - $49,999.99 .30% .30%
    $50,000.00 - $999,999.99 .50% .50%
    $1,000,000 - $4,999,999.99 1.24% 1.25%
    $5,000,000 and above 1.49% 1.50%

    Minimum deposit to open $5,000.00:

  • Senior Checking 55+
    Senior Checking 55+ Rate APY*
    $0.00 - $9,999.99 .30% .30%
    $10,000.00 - $49,999.99 .30% .30%
    $50,000.00 - $99,999.99 .60% .60%
    $100,000.00 - $499,999.99 .85% .85%
    $500,000.00 & Higher 1.09% 1.10%

    Minimum deposit to open $1,000.00:

  • Savings
    Savings Interest Rate APY*
    All Balances 0.30% 0.30%

    Minimum deposit to open $100.00:

  • Certificates of Deposit < $100,000
    Certificates of Deposit < $100,000 Interest Rate APY*
    3 Months .25% .25%
    6 Months .55% .55%
    9 Months .75% .75%
    1 Year .80% .80%
    18 Months .90% .90%
    2 Years 1.00% 1.00%
    3 Years 1.24% 1.25%
    4 Years 1.39% 1.40%
    5 Years 1.69% 1.70%

    Minimum deposit to open $1,000.00:

  • Certificates of Deposit > $100,000
    Certificates of Deposit > $100,000 Interest Rate APY*
    3 Months .25% .25%
    6 Months .55% .55%
    9 Months .75% .75%
    1 Year .80% .80%
    18 Months .90 .90%
    2 Years 1.00% 1.00%
    3 Years 1.24% 1.25%
    4 Years 1.39% 1.40%
    5 Years 1.69% 1.70%

    Minimum deposit to open $1,000.00:

  • Individual Retirement Account < $100,000
    IRA < $100,000 Interest Rate APY*
    3 Months .25% .25%
    6 Months .55% .55%
    9 Months .75% .75%
    1 Year .80% .80%
    18 Months .90% 0.90%
    2 Years 1.00% 1.00%
    3 Years 1.24% 1.25%

    Minimum deposit to open $1,000.00:

  • Individual Retirement Account > $100,000
    IRA > $100,000 Interest Rate APY*
    3 Months .25% .25%
    6 Months .55% .55%
    9 Months .75% .75%
    1 Year .80% .80%
    18 Months .90% .90%
    2 Years 1.00% 1.00%
    3 Years 1.24% 1.25%

    Minimum deposit to open $1,000.00:

*Annual Percentage Yields (APY) are subject to change. Account fees may reduce earnings. A penalty may be imposed for early redemption of Certificates of Deposits (CDs) or Individual Retirement Accounts (IRAs). To open an account with Integrity Bank, please come by our office located at 4040 Washington Avenue or call us at 713-335-8700 if you have any questions or comments.